Types of Loans

First Home Buyers

Congratulations on taking the first step in owning your own home.  This process is one of life’s major milestones and while it’s exciting, it can also be incredibly nerve wracking!  At AFA, we’re here to guide you through the process of identifying and obtaining the finance for the purchase of your home.  We source the best possible loan from our lending panel to suit your circumstances.  We also help facilitate the First Home Owners Grant on your behalf.  Part of our ethos is to empower our clients through education which allows them to understand and be satisfied with all that is going on.

Second Home Buyers

While our second and subsequent home buyers are familiar with the finance process (having been through it before!), it is still crucial that the right financial product is selected – one that is highly competitive in terms and conditions, but also provides ‘best fit’ for our client.  The devil is in the detail and our expertise in product comparison and lending organisation familiarity gives you the best possible outcome financially.

Refinancing Your Loan

Not happy with your current loan or lending institution?  Now could be the perfect time to think about refinancing with another organisation that better suits your needs and lifestyle.  There are hundreds of different loan types available and with over 29 major lending organisations on our books, we can assist you get that better deal.

Renovations & Top Ups

As a nation, Australians are well known with its citizens preoccupation with renovations and home improvements.  With all of the fees, taxes and other out of pocket costs associated with moving to a new home, increased numbers of people are choosing to stay put and improve the place where they are living.  Come in and talk to us if you are looking at a home improvement project.  We will explore the options available and select the choice that best suits you.

Investment Opportunities

The real estate market in Darwin at present can only be described as hot, hot, hot!  With limited housing stock and land release available, the rental market is booming with low levels of vacancy, increasing annual rent values and a good longer term outlook on housing stability.  An investment option that is attractive to many is the purchase of an investment property.  While you have to do your homework in terms of suburbs, amenities and future outlook, we can help you with the finance.  There is even the option of utilising  the existing equity in your home or superannuation funds.  For a complimentary investment strategy, we also have in-house links to AFA Financial Advisers and Raine & Horne realestate.  Come in and let’s explore your options!